Optional Hazardous Sports Rider is available for the adventurous traveler. This Rider adds coverage for the Amateur sports, listed in the following exclusion:

                Injury sustained while taking part in the following activities:

1. Amateur Athletics or professional sports or athletic activities, except this does not include Amateur sports or athletic activities which are non-contact and engaged in by the Member solely for leisure, recreational, entertainment or fitness purposes unless such sports or activities are otherwise excluded by this provision; and

2. mountaineering where ropes or guides are normally used; and

3. aviation (except when traveling solely as a passenger in a commercial aircraft); and

4. hang gliding, sky diving, parachuting or bungee jumping; and

5. snow skiing or snowboarding, except for recreational downhill and/or cross country snow skiing or snowboarding (no cover provided whilst skiing away from prepared and marked in-bound territories and/or against the advice of the local ski school or local authoritative body); and

6. racing by any animal or motorized vehicle; and

7. spelunking (caving); and

8. subaqua pursuits involving underwater breathing apparatus; and

9. jet skiing; and

10. any other sport or athletic activity which is undertaken for thrill seeking and exposes the Member to abnormal or extraordinary risk of Injury.

The maximum policy limit for Injuries under this Rider is $5,000 and the Accidental Death and Dismemberment benefit is deleted.